Get out of ChexSystems techniques that don't work
Have a friend that's a bank teller? Don't try it....
You're on the list, and you've been having a hard time trying to find banks that do not use ChexSystems. You've given up on the idea of ChexSystems removal and have come to the realization that you just can't get out of ChexSystems. Realizing that your drinking buddy is a bank clerk, you get a bright idea....
Of course, your idea is to go to the bank where your friend works, and have him open the account for you. Since he's your buddy, he'll overlook the ChexSystems, right?
If it were only that simple. Yes, your friend may well be able to do that, but there will be some consequences that he may not be aware of. ChexSystems also has a service that is delivered to the bank's upper management, called "Audit check." This tracks all overrides done in the bank, and the bank manager gets a list of them at the end of every month. The result? Your friend's boss finds out. Your friend gets fired, and your account gets dropped.